Employee benefits · HR Fusion
Impact Health Sharing
Explore Impact Health Share as another healthcare option for you and your employees.
HR Fusion referral link. Quotes, eligibility and enrollment are handled by Impact—not Safe Harbor. Impact membership costs are separate from Safe Harbor fees.
Health sharing is not health insurance
Impact describes a community approach: members contribute a monthly share amount, and eligible medical expenses may be shared under its guidelines. Sharing is not guaranteed. Do not treat it as an insurance policy or assume it satisfies an employer's health-coverage obligations.
What to explore
Impact Health Share describes prescription savings, dental and vision savings, concierge services and wellness rewards. Review the current terms, limitations and availability directly with Impact.
Compare the monthly share amount, annual household Primary Responsibility Amount (PRA), co-share and expenses that are not eligible for sharing—not just the monthly cost.
Before offering it to employees
- Ask Impact about business participation, employee eligibility and enrollment options.
- Review the current guidelines, shared beliefs and ethics, pre-existing condition rules, waiting periods and exclusions.
- Understand each employee's potential out-of-pocket responsibility and the lack of guaranteed sharing.
- Have a qualified benefits or tax adviser review any employer contribution, payroll arrangement and applicable obligations before implementation.
Questions about your team's benefits?
Ask Impact for program details, or talk with HR Fusion about where benefits fit into your broader HR approach. No employee health information is collected on this page.